Last Updated: January 2025
By accessing or using the services provided by Bridging Loan Sydney ("Company," "we," "our," or "us"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use our services.
These Terms apply to all visitors, users, and others who access or use our services, including but not limited to our website, loan application services, and consulting services.
Bridging Loan Sydney provides professional bridging finance services including property purchase bridging loans, auction finance, settlement bridging, renovation finance, and business bridging loans for Sydney and NSW clients.
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.
You must be at least 18 years old and have the legal capacity to enter into contracts to use our services. By using our services, you represent and warrant that you meet these requirements.
If you create an account, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
All content, features, and functionality of our services, including but not limited to text, graphics, logos, software, and source code, are owned by Bridging Loan Sydney or our licensors and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works of our content without our express written consent.
We respect the confidentiality of your financial and personal data. Any confidential information shared with us will be protected in accordance with industry standards and applicable data protection laws, including the Australian Privacy Act 1988, GDPR, and other relevant regulations.
You retain all rights to your data and confidential information. We will only use such data to provide our services and will not disclose it to third parties except as required by law, to lending partners for loan processing, or with your explicit consent.
Specific loan terms, including interest rates, fees, repayment schedules, and security requirements, will be specified in individual loan agreements. All loan applications are subject to credit assessment and approval.
We act as a broker connecting borrowers with lending partners. Final loan approval and terms are at the discretion of the lending partner.
To the maximum extent permitted by applicable law, Bridging Loan Sydney shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses.
Our total liability for any claims arising from or related to our services shall not exceed the fees paid by you to us in the twelve (12) months preceding the claim.
Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities. In such jurisdictions, our liability will be limited to the greatest extent permitted by law.
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that loan applications will be approved or that specific loan terms will be available. Loan approvals are subject to lender criteria and market conditions.
You agree to indemnify, defend, and hold harmless Bridging Loan Sydney, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising from your use of our services or violation of these Terms.
We reserve the right to suspend or terminate your access to our services at any time, with or without cause, and with or without notice, for any reason including violation of these Terms.
Upon termination, your right to use our services will immediately cease. Provisions that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.
These Terms shall be governed by and construed in accordance with the laws of New South Wales, Australia, without regard to its conflict of law provisions.
Any disputes arising from these Terms or our services shall be resolved through binding arbitration in Sydney, New South Wales, Australia, in accordance with the Australian Centre for International Commercial Arbitration (ACICA) Arbitration Rules.
We conduct business in compliance with Australian laws and regulations, including but not limited to:
We reserve the right to modify these Terms at any time. We will notify users of material changes via email or through our website. Your continued use of our services after such modifications constitutes acceptance of the updated Terms.
For questions about these Terms, please contact us at:
Bridging Loan Sydney
Level 26, 44 Market Street, Sydney NSW 2000
Email: contact@bridgingloansydney.com.au
Phone: 1300 778 033